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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,270 | $169,356-69.1% | $129,406-59.6% | $145,897-64.2% |
| Participation rate | 90.0% | 76.5%+13.5pp | 69.6%+20.4pp | 80.3%+9.7pp |
| Annual return | 12.12% | 14418.62%-14406.5pp | 9468.18%-9456.1pp | 552.29%-540.2pp |
| Employer contribution / active EE | $1,875 | $5,542-66.2% | $4,155-54.9% | $4,663-59.8% |
| Participant deferral / active EE | $5,487 | $4,987+10.0% | $4,167+31.7% | $6,689-18.0% |
| Admin fee / account holder | $674 | $9,915-93.2% | $7,689-91.2% | $13,390-95.0% |