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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,270 | $169,161-69.1% | $129,295-59.6% | $145,959-64.2% |
| Participation rate | 90.0% | 76.5%+13.5pp | 69.6%+20.4pp | 80.3%+9.7pp |
| Annual return | 12.12% | 14348.07%-14335.9pp | 9429.28%-9417.2pp | 561.95%-549.8pp |
| Employer contribution / active EE | $1,875 | $5,543-66.2% | $4,157-54.9% | $4,661-59.8% |
| Participant deferral / active EE | $5,487 | $4,989+10.0% | $4,169+31.6% | $6,689-18.0% |
| Admin fee / account holder | $674 | $9,878-93.2% | $7,665-91.2% | $13,398-95.0% |