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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $218,960 | $148,582+47.4% | $135,942+61.1% | $139,456+57.0% |
| Participation rate | 87.5% | 83.9%+3.6pp | 81.9%+5.6pp | 80.3%+7.2pp |
| Annual return | 21.39% | 79.26%-57.9pp | 68.28%-46.9pp | 373.45%-352.1pp |
| Employer contribution / active EE | $4,182 | $5,245-20.3% | $4,858-13.9% | $4,753-12.0% |
| Participant deferral / active EE | $12,865 | $8,101+58.8% | $7,759+65.8% | $6,711+91.7% |
| Admin fee / account holder | $305 | $12,402-97.5% | $10,764-97.2% | $11,407-97.3% |