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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $220,342 | $165,381+33.2% | $149,730+47.2% | $158,966+38.6% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | 16.86% | 348.29%-331.4pp | 276.70%-259.8pp | 302.95%-286.1pp |
| Employer contribution / active EE | $6,222 | $5,104+21.9% | $4,645+34.0% | $4,762+30.7% |
| Participant deferral / active EE | $16,872 | $7,182+134.9% | $6,843+146.6% | $5,983+182.0% |
| Admin fee / account holder | $17,269 | $10,809+59.8% | $9,310+85.5% | $11,250+53.5% |