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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $100,367 | $106,247-5.5% | $96,515+4.0% | $139,466-28.0% |
| Participation rate | 40.0% | 77.8%-37.8pp | 74.3%-34.3pp | 80.3%-40.3pp |
| Annual return | 17.31% | 38.47%-21.2pp | 35.73%-18.4pp | 373.66%-356.4pp |
| Employer contribution / active EE | $3,023 | $4,106-26.4% | $3,740-19.2% | $4,754-36.4% |
| Participant deferral / active EE | $5,465 | $5,456+0.2% | $4,880+12.0% | $6,712-18.6% |
| Admin fee / account holder | $45 | $7,885-99.4% | $6,735-99.3% | $11,409-99.6% |