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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,765 | $97,732-59.3% | $83,831-52.6% | $135,380-70.6% |
| Participation rate | 50.0% | 80.0%-30.0pp | 76.1%-26.1pp | 82.6%-32.6pp |
| Annual return | -9.11% | 1287.56%-1296.7pp | 850.99%-860.1pp | 519.81%-528.9pp |
| Employer contribution / active EE | $2,625 | $4,222-37.8% | $3,631-27.7% | $4,779-45.1% |
| Participant deferral / active EE | $8,085 | $4,683+72.6% | $4,082+98.1% | $5,609+44.1% |
| Admin fee / account holder | $1,380 | $6,675-79.3% | $5,479-74.8% | $10,828-87.3% |