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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,513 | $133,981-42.9% | $112,249-31.8% | $134,532-43.1% |
| Participation rate | 50.0% | 78.6%-28.6pp | 75.1%-25.1pp | 81.2%-31.2pp |
| Annual return | -14.56% | 47.16%-61.7pp | 27.48%-42.0pp | 418.27%-432.8pp |
| Employer contribution / active EE | $2,392 | $4,040-40.8% | $3,636-34.2% | $4,741-49.5% |
| Participant deferral / active EE | $5,906 | $5,292+11.6% | $4,729+24.9% | $6,401-7.7% |
| Admin fee / account holder | $45 | $7,492-99.4% | $6,412-99.3% | $11,429-99.6% |