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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $156,249 | $129,737+20.4% | $119,126+31.2% | $154,746+1.0% |
| Participation rate | 40.0% | 78.9%-38.9pp | 75.8%-35.8pp | 80.7%-40.7pp |
| Annual return | 19.08% | 379.08%-360.0pp | 282.11%-263.0pp | 172.34%-153.3pp |
| Employer contribution / active EE | $2,079 | $4,375-52.5% | $4,034-48.5% | $4,379-52.5% |
| Participant deferral / active EE | $5,464 | $5,842-6.5% | $5,318+2.8% | $6,730-18.8% |
| Admin fee / account holder | $45 | $11,961-99.6% | $10,693-99.6% | $14,365-99.7% |