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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,269 | $100,073-69.8% | $85,126-64.4% | $145,877-79.3% |
| Participation rate | 92.3% | 74.1%+18.2pp | 67.5%+24.8pp | 80.3%+12.0pp |
| Annual return | 19.84% | 84.11%-64.3pp | 66.63%-46.8pp | 551.28%-531.4pp |
| Employer contribution / active EE | $8,767 | $3,236+170.9% | $2,731+221.0% | $4,663+88.0% |
| Participant deferral / active EE | $4,774 | $5,294-9.8% | $4,523+5.6% | $6,691-28.6% |
| Admin fee / account holder | $12,363 | $7,261+70.3% | $6,160+100.7% | $13,402-7.8% |