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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,219 | $91,537-37.5% | $130,045-56.0% | $75,173-23.9% |
| Participation rate | 65.6% | 71.5%-5.8pp | 78.5%-12.9pp | 67.2%-1.6pp |
| Annual return | 14.78% | -631.55%+646.3pp | -137.30%+152.1pp | 160.72%-145.9pp |
| Employer contribution / active EE | $2,261 | $2,845-20.5% | $4,321-47.7% | $2,671-15.3% |
| Participant deferral / active EE | $3,829 | $4,343-11.8% | $5,820-34.2% | $4,126-7.2% |
| Admin fee / account holder | $10,536 | $6,780+55.4% | $10,600-0.6% | $5,651+86.5% |