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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,680 | $78,707-55.9% | $117,861-70.6% | $70,126-50.5% |
| Participation rate | 39.1% | 73.2%-34.1pp | 79.7%-40.5pp | 69.5%-30.4pp |
| Annual return | 39.21% | 23.30%+15.9pp | 335.11%-295.9pp | 73.15%-33.9pp |
| Employer contribution / active EE | $1,335 | $2,223-40.0% | $3,786-64.8% | $2,343-43.0% |
| Participant deferral / active EE | $2,643 | $3,297-19.8% | $4,482-41.0% | $3,332-20.7% |
| Admin fee / account holder | $562 | $5,066-88.9% | $8,021-93.0% | $4,645-87.9% |