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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,080 | $76,407-61.9% | $150,298-80.7% | $82,448-64.7% |
| Participation rate | 75.0% | 66.4%+8.6pp | 77.8%-2.8pp | 68.1%+6.9pp |
| Annual return | 14.64% | 39.99%-25.3pp | 62.79%-48.1pp | 41.64%-27.0pp |
| Employer contribution / active EE | $1,316 | $2,614-49.6% | $4,154-68.3% | $2,551-48.4% |
| Participant deferral / active EE | $1,900 | $3,214-40.9% | $5,453-65.2% | $4,139-54.1% |
| Admin fee / account holder | $835 | $6,352-86.9% | $14,116-94.1% | $7,234-88.5% |