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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,065 | $61,755+0.5% | $97,161-36.1% | $80,911-23.3% |
| Participation rate | 64.0% | 63.5%+0.5pp | 72.7%-8.7pp | 67.6%-3.6pp |
| Annual return | 26.19% | -557.90%+584.1pp | 75.36%-49.2pp | 35.63%-9.4pp |
| Employer contribution / active EE | $2,165 | $1,835+18.0% | $2,723-20.5% | $2,756-21.4% |
| Participant deferral / active EE | $3,495 | $3,026+15.5% | $4,265-18.0% | $4,297-18.7% |
| Admin fee / account holder | $6,083 | $5,166+17.7% | $5,647+7.7% | $6,935-12.3% |