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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,956 | $135,956-37.5% | $123,894-31.4% | $273,972-69.0% |
| Participation rate | 100.0% | 84.1%+15.9pp | 81.4%+18.6pp | 83.0%+17.0pp |
| Annual return | 11.13% | 56.63%-45.5pp | 47.52%-36.4pp | 41.46%-30.3pp |
| Employer contribution / active EE | $2,960 | $5,170-42.7% | $4,617-35.9% | $4,869-39.2% |
| Participant deferral / active EE | $5,763 | $6,343-9.1% | $5,984-3.7% | $5,287+9.0% |
| Admin fee / account holder | $531 | $9,817-94.6% | $8,357-93.6% | $10,133-94.8% |