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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $164,044 | $138,114+18.8% | $125,391+30.8% | $134,545+21.9% |
| Participation rate | 100.0% | 84.5%+15.5pp | 82.4%+17.6pp | 81.2%+18.8pp |
| Annual return | -14.46% | 750.88%-765.3pp | 572.41%-586.9pp | 418.37%-432.8pp |
| Employer contribution / active EE | $2,313 | $5,246-55.9% | $4,816-52.0% | $4,742-51.2% |
| Participant deferral / active EE | $7,810 | $7,801+0.1% | $7,448+4.9% | $6,401+22.0% |
| Admin fee / account holder | $9,610 | $11,570-16.9% | $10,009-4.0% | $11,431-15.9% |