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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $101,199 | $176,120-42.5% | $159,487-36.5% | $167,553-39.6% |
| Participation rate | 66.7% | 85.0%-18.3pp | 82.8%-16.2pp | 82.1%-15.4pp |
| Annual return | 18.38% | 331.95%-313.6pp | 263.71%-245.3pp | 478.89%-460.5pp |
| Employer contribution / active EE | $2,753 | $5,299-48.1% | $4,831-43.0% | $4,840-43.1% |
| Participant deferral / active EE | $12,975 | $7,752+67.4% | $7,354+76.4% | $6,343+104.6% |
| Admin fee / account holder | $33,954 | $12,561+170.3% | $10,804+214.3% | $12,316+175.7% |