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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,710 | $157,304-63.3% | $141,197-59.1% | $152,909-62.3% |
| Participation rate | 63.6% | 84.8%-21.2pp | 82.5%-18.8pp | 82.5%-18.8pp |
| Annual return | 28.38% | 64.34%-36.0pp | 71.41%-43.0pp | 345.46%-317.1pp |
| Employer contribution / active EE | $2,293 | $5,263-56.4% | $4,736-51.6% | $4,764-51.9% |
| Participant deferral / active EE | $5,127 | $7,111-27.9% | $6,710-23.6% | $5,851-12.4% |
| Admin fee / account holder | $188 | $12,126-98.5% | $10,265-98.2% | $11,601-98.4% |