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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,046 | $138,076-68.8% | $123,553-65.2% | $135,380-68.2% |
| Participation rate | 58.3% | 84.7%-26.4pp | 82.3%-24.0pp | 82.6%-24.3pp |
| Annual return | -8.72% | 153.70%-162.4pp | 119.21%-127.9pp | 519.81%-528.5pp |
| Employer contribution / active EE | $2,232 | $5,152-56.7% | $4,628-51.8% | $4,779-53.3% |
| Participant deferral / active EE | $5,249 | $6,800-22.8% | $6,426-18.3% | $5,609-6.4% |
| Admin fee / account holder | $111 | $10,917-99.0% | $9,284-98.8% | $10,828-99.0% |