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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $117,318 | $118,877-1.3% | $96,570+21.5% | $167,536-30.0% |
| Participation rate | 38.9% | 75.5%-36.6pp | 69.8%-30.9pp | 82.1%-43.2pp |
| Annual return | 14.75% | 50.50%-35.7pp | 37.79%-23.0pp | 478.82%-464.1pp |
| Employer contribution / active EE | $941 | $3,121-69.8% | $2,357-60.1% | $4,839-80.6% |
| Participant deferral / active EE | $3,091 | $4,617-33.1% | $3,849-19.7% | $6,342-51.3% |
| Admin fee / account holder | $792 | $8,069-90.2% | $6,182-87.2% | $12,315-93.6% |