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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,634 | $106,923-48.9% | $84,023-35.0% | $152,909-64.3% |
| Participation rate | 56.3% | 75.3%-19.0pp | 69.0%-12.8pp | 82.5%-26.2pp |
| Annual return | 21.93% | 105.02%-83.1pp | 71.32%-49.4pp | 345.46%-323.5pp |
| Employer contribution / active EE | $1,811 | $2,735-33.8% | $1,984-8.7% | $4,764-62.0% |
| Participant deferral / active EE | $4,283 | $4,013+6.7% | $3,239+32.2% | $5,851-26.8% |
| Admin fee / account holder | $409 | $8,289-95.1% | $6,102-93.3% | $11,601-96.5% |