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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $98,061 | $112,933-13.2% | $90,970+7.8% | $158,982-38.3% |
| Participation rate | 50.0% | 74.7%-24.7pp | 69.0%-19.0pp | 82.0%-32.0pp |
| Annual return | 63.30% | 215.82%-152.5pp | 134.60%-71.3pp | 302.99%-239.7pp |
| Employer contribution / active EE | $1,254 | $2,893-56.6% | $2,122-40.9% | $4,763-73.7% |
| Participant deferral / active EE | $2,631 | $4,128-36.3% | $3,373-22.0% | $5,983-56.0% |
| Admin fee / account holder | $2,215 | $8,047-72.5% | $5,961-62.8% | $11,252-80.3% |