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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $175,720 | $217,432-19.2% | $185,849-5.5% | $167,536+4.9% |
| Participation rate | 100.0% | 86.1%+13.9pp | 81.7%+18.3pp | 82.1%+17.9pp |
| Annual return | 1.40% | 148.42%-147.0pp | 122.10%-120.7pp | 478.82%-477.4pp |
| Employer contribution / active EE | $9,075 | $5,875+54.5% | $5,169+75.6% | $4,839+87.5% |
| Participant deferral / active EE | $11,375 | $6,357+78.9% | $5,569+104.3% | $6,342+79.4% |
| Admin fee / account holder | $104,807 | $19,818+428.8% | $16,244+545.2% | $12,315+751.1% |