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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,697 | $198,457-63.9% | $170,435-57.9% | $147,586-51.4% |
| Participation rate | 100.0% | 88.0%+12.0pp | 83.6%+16.4pp | 82.8%+17.2pp |
| Annual return | 14.57% | 257.30%-242.7pp | 205.94%-191.4pp | 578.59%-564.0pp |
| Employer contribution / active EE | $5,843 | $6,183-5.5% | $5,432+7.6% | $4,876+19.8% |
| Participant deferral / active EE | $15,300 | $5,629+171.8% | $4,939+209.8% | $5,439+181.3% |
| Admin fee / account holder | $23,817 | $16,852+41.3% | $13,881+71.6% | $10,886+118.8% |