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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $143,868 | $227,597-36.8% | $189,575-24.1% | $167,536-14.1% |
| Participation rate | 100.0% | 82.5%+17.5pp | 78.4%+21.6pp | 82.1%+17.9pp |
| Annual return | 19.83% | 78.44%-58.6pp | 64.19%-44.4pp | 478.82%-459.0pp |
| Employer contribution / active EE | $12,915 | $5,316+142.9% | $4,412+192.7% | $4,839+166.9% |
| Participant deferral / active EE | $9,861 | $7,002+40.8% | $6,174+59.7% | $6,342+55.5% |
| Admin fee / account holder | $900 | $11,877-92.4% | $9,806-90.8% | $12,315-92.7% |