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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $186,422 | $202,440-7.9% | $169,390+10.1% | $139,466+33.7% |
| Participation rate | 100.0% | 81.1%+18.9pp | 77.2%+22.8pp | 80.3%+19.7pp |
| Annual return | 21.22% | 532.36%-511.1pp | 406.07%-384.8pp | 373.66%-352.4pp |
| Employer contribution / active EE | $17,618 | $4,693+275.4% | $4,013+339.1% | $4,754+270.6% |
| Participant deferral / active EE | $15,061 | $6,940+117.0% | $6,222+142.0% | $6,712+124.4% |
| Admin fee / account holder | $5,556 | $10,722-48.2% | $9,015-38.4% | $11,409-51.3% |