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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,352 | $81,487-73.8% | $102,412-79.2% | $80,935-73.6% |
| Participation rate | 94.0% | 66.8%+27.2pp | 74.5%+19.5pp | 67.7%+26.3pp |
| Annual return | 9.87% | 25.60%-15.7pp | 24.94%-15.1pp | 35.66%-25.8pp |
| Employer contribution / active EE | $3,358 | $3,103+8.2% | $3,870-13.2% | $2,757+21.8% |
| Participant deferral / active EE | $3,728 | $3,871-3.7% | $5,060-26.3% | $4,299-13.3% |
| Admin fee / account holder | $3,148 | $6,717-53.1% | $8,388-62.5% | $6,924-54.5% |