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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,753 | $73,988-81.4% | $96,538-85.8% | $75,177-81.7% |
| Participation rate | 95.5% | 66.4%+29.0pp | 74.3%+21.1pp | 67.2%+28.2pp |
| Annual return | 23.28% | 26.73%-3.4pp | 35.74%-12.5pp | 160.75%-137.5pp |
| Employer contribution / active EE | $2,473 | $2,930-15.6% | $3,740-33.9% | $2,671-7.4% |
| Participant deferral / active EE | $3,129 | $3,660-14.5% | $4,880-35.9% | $4,126-24.2% |
| Admin fee / account holder | $552 | $5,220-89.4% | $6,737-91.8% | $5,651-90.2% |