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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,270 | $64,729-85.7% | $112,263-91.7% | $68,490-86.5% |
| Participation rate | 89.8% | 67.2%+22.7pp | 75.1%+14.8pp | 67.9%+21.9pp |
| Annual return | -18.03% | -11.40%-6.6pp | 27.49%-45.5pp | -7.85%-10.2pp |
| Employer contribution / active EE | $2,144 | $2,746-21.9% | $3,636-41.0% | $2,597-17.4% |
| Participant deferral / active EE | $2,620 | $3,566-26.5% | $4,729-44.6% | $4,028-35.0% |
| Admin fee / account holder | $1,743 | $5,222-66.6% | $6,410-72.8% | $5,403-67.7% |