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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,410 | $105,284-70.2% | $150,734-79.2% | $94,015-66.6% |
| Participation rate | 97.3% | 71.7%+25.6pp | 78.4%+18.9pp | 70.8%+26.5pp |
| Annual return | 12.36% | 15.67%-3.3pp | 600.81%-588.4pp | 17.84%-5.5pp |
| Employer contribution / active EE | $2,224 | $3,599-38.2% | $4,918-54.8% | $2,790-20.3% |
| Participant deferral / active EE | $3,807 | $4,274-10.9% | $5,610-32.1% | $4,249-10.4% |
| Admin fee / account holder | $7,624 | $9,839-22.5% | $14,905-48.8% | $8,951-14.8% |