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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,410 | $88,672-64.6% | $105,223-70.1% | $82,448-61.9% |
| Participation rate | 97.3% | 67.9%+29.4pp | 75.0%+22.3pp | 68.1%+29.2pp |
| Annual return | 12.36% | 30.86%-18.5pp | 180.65%-168.3pp | 41.64%-29.3pp |
| Employer contribution / active EE | $2,224 | $3,048-27.0% | $3,689-39.7% | $2,551-12.8% |
| Participant deferral / active EE | $3,807 | $4,036-5.7% | $5,072-24.9% | $4,139-8.0% |
| Admin fee / account holder | $7,624 | $7,146+6.7% | $8,859-13.9% | $7,234+5.4% |