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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $102,654 | $102,429+0.2% | $147,096-30.2% | $80,925+26.9% |
| Participation rate | 81.0% | 75.9%+5.1pp | 82.2%-1.2pp | 67.7%+13.3pp |
| Annual return | 16.59% | 135.02%-118.4pp | 419.75%-403.2pp | 35.65%-19.1pp |
| Employer contribution / active EE | $4,421 | $3,716+19.0% | $4,936-10.4% | $2,756+60.4% |
| Participant deferral / active EE | $9,806 | $6,649+47.5% | $8,071+21.5% | $4,299+128.1% |
| Admin fee / account holder | $7,319 | $7,957-8.0% | $13,005-43.7% | $6,940+5.5% |