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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,403 | $135,956-79.8% | $123,894-77.9% | $273,972-90.0% |
| Participation rate | 71.4% | 84.1%-12.6pp | 81.4%-10.0pp | 83.0%-11.6pp |
| Annual return | 11.36% | 56.63%-45.3pp | 47.52%-36.2pp | 41.46%-30.1pp |
| Employer contribution / active EE | $7,326 | $5,170+41.7% | $4,617+58.7% | $4,869+50.5% |
| Participant deferral / active EE | $3,948 | $6,343-37.8% | $5,984-34.0% | $5,287-25.3% |
| Admin fee / account holder | $1,179 | $9,817-88.0% | $8,357-85.9% | $10,133-88.4% |