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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,221 | $89,370-33.7% | $141,197-58.1% | $72,976-18.8% |
| Participation rate | 81.8% | 75.1%+6.7pp | 82.5%-0.7pp | 69.5%+12.3pp |
| Annual return | 25.97% | 111.88%-85.9pp | 71.41%-45.4pp | 81.02%-55.0pp |
| Employer contribution / active EE | $6,920 | $3,115+122.1% | $4,736+46.1% | $2,440+183.6% |
| Participant deferral / active EE | $6,112 | $5,419+12.8% | $6,710-8.9% | $3,608+69.4% |
| Admin fee / account holder | $1,125 | $5,957-81.1% | $10,265-89.0% | $5,124-78.1% |