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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $102,654 | $102,422+0.2% | $147,117-30.2% | $80,959+26.8% |
| Participation rate | 81.0% | 75.9%+5.1pp | 82.2%-1.2pp | 67.7%+13.3pp |
| Annual return | 16.59% | 135.16%-118.6pp | 420.54%-403.9pp | 35.67%-19.1pp |
| Employer contribution / active EE | $4,421 | $3,717+18.9% | $4,932-10.4% | $2,757+60.3% |
| Participant deferral / active EE | $9,806 | $6,652+47.4% | $8,065+21.6% | $4,300+128.0% |
| Admin fee / account holder | $7,319 | $7,953-8.0% | $12,993-43.7% | $6,925+5.7% |