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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,226 | $62,166-33.7% | $81,353-49.3% | $74,459-44.6% |
| Participation rate | 20.3% | 64.1%-43.8pp | 69.5%-49.2pp | 67.2%-46.9pp |
| Annual return | 67.00% | 16.50%+50.5pp | 24.82%+42.2pp | 1369.70%-1302.7pp |
| Employer contribution / active EE | $0 | $1,881-100.0% | $2,464-100.0% | $2,626-100.0% |
| Participant deferral / active EE | $1,939 | $3,223-39.8% | $3,885-50.1% | $4,350-55.4% |
| Admin fee / account holder | $5,100 | $1,925+165.0% | $5,766-11.6% | $1,945+162.2% |