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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,993 | $56,438-45.1% | $76,902-59.7% | $71,529-56.7% |
| Participation rate | 17.2% | 64.3%-47.1pp | 69.6%-52.4pp | 67.9%-50.7pp |
| Annual return | 18.09% | 19.05%-1.0pp | 37.91%-19.8pp | 28.97%-10.9pp |
| Employer contribution / active EE | $0 | $1,864-100.0% | $2,534-100.0% | $2,590-100.0% |
| Participant deferral / active EE | $1,672 | $3,136-46.7% | $3,833-56.4% | $4,291-61.0% |
| Admin fee / account holder | $1,271 | $1,430-11.2% | $5,479-76.8% | $1,588-20.0% |