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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,101 | $68,681-62.0% | $86,615-69.9% | $85,847-69.6% |
| Participation rate | 34.3% | 66.4%-32.1pp | 71.6%-37.4pp | 69.3%-35.0pp |
| Annual return | 76.48% | 20.12%+56.4pp | 63.51%+13.0pp | 318.61%-242.1pp |
| Employer contribution / active EE | $0 | $1,880-100.0% | $2,496-100.0% | $2,565-100.0% |
| Participant deferral / active EE | $3,447 | $2,919+18.1% | $3,699-6.8% | $3,952-12.8% |
| Admin fee / account holder | $8,039 | $5,974+34.6% | $5,830+37.9% | $6,261+28.4% |