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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,621 | $110,337-71.3% | $102,383-69.1% | $145,877-78.3% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.5%+25.5pp | 80.3%+19.7pp |
| Annual return | 16.59% | 24.83%-8.2pp | 24.94%-8.3pp | 551.28%-534.7pp |
| Employer contribution / active EE | $2,884 | $4,216-31.6% | $3,870-25.5% | $4,663-38.2% |
| Participant deferral / active EE | $7,562 | $5,621+34.5% | $5,060+49.5% | $6,691+13.0% |
| Admin fee / account holder | $844 | $9,750-91.3% | $8,391-89.9% | $13,402-93.7% |