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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,905 | $150,447-57.5% | $136,298-53.1% | $147,586-56.7% |
| Participation rate | 100.0% | 84.4%+15.6pp | 81.9%+18.1pp | 82.8%+17.2pp |
| Annual return | 18.42% | 1049.15%-1030.7pp | 5156.27%-5137.9pp | 578.59%-560.2pp |
| Employer contribution / active EE | $12,692 | $5,256+141.5% | $4,696+170.3% | $4,876+160.3% |
| Participant deferral / active EE | $8,044 | $6,631+21.3% | $6,247+28.8% | $5,439+47.9% |
| Admin fee / account holder | $13,827 | $10,906+26.8% | $9,244+49.6% | $10,886+27.0% |