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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,299 | $127,387-57.4% | $115,038-52.8% | $125,389-56.7% |
| Participation rate | 100.0% | 84.2%+15.8pp | 81.4%+18.6pp | 83.2%+16.8pp |
| Annual return | -2.78% | 31.28%-34.1pp | 26.14%-28.9pp | 282.24%-285.0pp |
| Employer contribution / active EE | $6,932 | $5,166+34.2% | $4,608+50.4% | $4,866+42.5% |
| Participant deferral / active EE | $13,410 | $6,423+108.8% | $6,026+122.5% | $5,352+150.6% |
| Admin fee / account holder | $1,148 | $9,516-87.9% | $8,175-86.0% | $9,541-88.0% |