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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,693 | $77,896-67.0% | $134,172-80.9% | $82,448-68.8% |
| Participation rate | 70.2% | 62.8%+7.4pp | 72.5%-2.3pp | 68.1%+2.1pp |
| Annual return | 11.73% | 18.21%-6.5pp | 25.30%-13.6pp | 41.64%-29.9pp |
| Employer contribution / active EE | $1,352 | $2,159-37.4% | $3,420-60.5% | $2,551-47.0% |
| Participant deferral / active EE | $2,603 | $3,162-17.7% | $4,690-44.5% | $4,139-37.1% |
| Admin fee / account holder | $21,127 | $6,336+233.4% | $12,016+75.8% | $7,234+192.0% |