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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,409 | $63,082-64.5% | $81,726-72.6% | $79,856-71.9% |
| Participation rate | 79.7% | 67.5%+12.1pp | 72.0%+7.7pp | 69.6%+10.0pp |
| Annual return | 16.89% | 22.66%-5.8pp | 29.49%-12.6pp | 31.71%-14.8pp |
| Employer contribution / active EE | $1,919 | $1,795+6.9% | $4,311-55.5% | $2,471-22.4% |
| Participant deferral / active EE | $3,954 | $2,780+42.2% | $7,108-44.4% | $3,741+5.7% |
| Admin fee / account holder | $2,103 | $4,428-52.5% | $5,160-59.2% | $5,306-60.4% |