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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,186 | $58,391-72.3% | $76,667-78.9% | $72,976-77.8% |
| Participation rate | 82.0% | 67.4%+14.6pp | 72.1%+9.9pp | 69.5%+12.5pp |
| Annual return | 29.26% | 2306.65%-2277.4pp | 1166.74%-1137.5pp | 81.02%-51.8pp |
| Employer contribution / active EE | $1,773 | $1,787-0.8% | $2,303-23.0% | $2,440-27.3% |
| Participant deferral / active EE | $3,603 | $2,690+33.9% | $3,336+8.0% | $3,608-0.1% |
| Admin fee / account holder | $666 | $4,014-83.4% | $6,423-89.6% | $5,124-87.0% |