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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $428,175 | $156,398+173.8% | $147,318+190.6% | $138,895+208.3% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 79.9%+20.1pp |
| Annual return | 12.34% | 78.75%-66.4pp | 70.43%-58.1pp | 145.39%-133.1pp |
| Employer contribution / active EE | $19,867 | $4,853+309.4% | $4,593+332.6% | $4,194+373.7% |
| Participant deferral / active EE | $27,080 | $8,237+228.7% | $7,906+242.5% | $6,396+323.4% |
| Admin fee / account holder | $5,543 | $14,976-63.0% | $13,708-59.6% | $12,562-55.9% |