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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan appears closed to new enrollment or frozen - balance-holders far exceed active participants, or the plan reports active distributions with no inflows. Exclude from peer benchmarks.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,607 | $138,076-70.6% | $123,553-67.1% | $135,380-70.0% |
| Participation rate | 100.0% | 84.7%+15.3pp | 82.3%+17.7pp | 82.6%+17.4pp |
| Annual return | -5.41% | 153.70%-159.1pp | 119.21%-124.6pp | 519.81%-525.2pp |
| Employer contribution / active EE | $20,328 | $5,152+294.6% | $4,628+339.2% | $4,779+325.4% |
| Participant deferral / active EE | $11,404 | $6,800+67.7% | $6,426+77.5% | $5,609+103.3% |
| Admin fee / account holder | $4,212 | $10,917-61.4% | $9,284-54.6% | $10,828-61.1% |