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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan appears closed to new enrollment or frozen - balance-holders far exceed active participants, or the plan reports active distributions with no inflows. Exclude from peer benchmarks.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,499 | $135,956-77.6% | $123,894-75.4% | $273,972-88.9% |
| Participation rate | 75.0% | 84.1%-9.1pp | 81.4%-6.4pp | 83.0%-8.0pp |
| Annual return | 6.30% | 56.63%-50.3pp | 47.52%-41.2pp | 41.46%-35.2pp |
| Employer contribution / active EE | $13,351 | $5,170+158.2% | $4,617+189.2% | $4,869+174.2% |
| Participant deferral / active EE | $6,350 | $6,343+0.1% | $5,984+6.1% | $5,287+20.1% |
| Admin fee / account holder | $959 | $9,817-90.2% | $8,357-88.5% | $10,133-90.5% |