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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $428,175 | $154,228+177.6% | $145,433+194.4% | $137,256+212.0% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 80.0%+20.0pp |
| Annual return | 12.34% | 74.59%-62.3pp | 66.58%-54.2pp | 220.34%-208.0pp |
| Employer contribution / active EE | $19,867 | $4,804+313.6% | $4,554+336.2% | $4,156+378.0% |
| Participant deferral / active EE | $27,080 | $8,216+229.6% | $7,897+242.9% | $6,407+322.7% |
| Admin fee / account holder | $5,543 | $14,344-61.4% | $13,129-57.8% | $12,270-54.8% |