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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,063 | $93,598-62.5% | $135,974-74.2% | $75,173-53.4% |
| Participation rate | 82.5% | 75.2%+7.3pp | 81.9%+0.6pp | 67.2%+15.3pp |
| Annual return | 22.32% | 30.89%-8.6pp | 68.30%-46.0pp | 160.72%-138.4pp |
| Employer contribution / active EE | $2,271 | $3,538-35.8% | $4,859-53.3% | $2,671-15.0% |
| Participant deferral / active EE | $5,407 | $6,405-15.6% | $7,760-30.3% | $4,126+31.0% |
| Admin fee / account holder | $3,083 | $6,978-55.8% | $10,767-71.4% | $5,651-45.4% |