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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,933 | $82,674-67.4% | $125,381-78.5% | $68,486-60.7% |
| Participation rate | 82.8% | 75.1%+7.8pp | 82.4%+0.4pp | 67.9%+14.9pp |
| Annual return | -19.96% | -5.97%-14.0pp | 572.31%-592.3pp | -7.85%-12.1pp |
| Employer contribution / active EE | $1,947 | $3,382-42.4% | $4,815-59.6% | $2,597-25.0% |
| Participant deferral / active EE | $4,469 | $6,111-26.9% | $7,448-40.0% | $4,028+11.0% |
| Admin fee / account holder | $1,576 | $6,277-74.9% | $10,007-84.3% | $5,404-70.8% |