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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $109,474 | $73,978+48.0% | $96,515+13.4% | $75,173+45.6% |
| Participation rate | 60.0% | 66.4%-6.4pp | 74.3%-14.3pp | 67.2%-7.2pp |
| Annual return | 20.11% | 26.72%-6.6pp | 35.73%-15.6pp | 160.72%-140.6pp |
| Employer contribution / active EE | $2,920 | $2,931-0.4% | $3,740-21.9% | $2,671+9.3% |
| Participant deferral / active EE | $6,438 | $3,660+75.9% | $4,880+31.9% | $4,126+56.0% |
| Admin fee / account holder | $2,703 | $5,219-48.2% | $6,735-59.9% | $5,651-52.2% |