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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,241 | $65,364+10.5% | $92,909-22.2% | $72,975-1.0% |
| Participation rate | 61.5% | 68.3%-6.8pp | 76.0%-14.5pp | 69.5%-8.0pp |
| Annual return | 21.77% | 42.11%-20.3pp | 109.44%-87.7pp | 81.01%-59.2pp |
| Employer contribution / active EE | $3,577 | $2,594+37.9% | $3,653-2.1% | $2,440+46.6% |
| Participant deferral / active EE | $5,240 | $3,128+67.5% | $4,238+23.6% | $3,608+45.2% |
| Admin fee / account holder | $21,509 | $4,251+405.9% | $5,795+271.2% | $5,124+319.8% |