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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $178,703 | $166,131+7.6% | $164,975+8.3% | $145,877+22.5% |
| Participation rate | 75.0% | 82.0%-7.0pp | 78.6%-3.6pp | 80.3%-5.3pp |
| Annual return | 11.30% | 100.37%-89.1pp | 70.12%-58.8pp | 551.28%-540.0pp |
| Employer contribution / active EE | $2,176 | $5,276-58.8% | $4,343-49.9% | $4,663-53.3% |
| Participant deferral / active EE | $13,767 | $6,962+97.7% | $6,033+128.2% | $6,691+105.8% |
| Admin fee / account holder | $2,476 | $16,648-85.1% | $12,688-80.5% | $13,402-81.5% |