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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $178,703 | $166,268+7.5% | $165,100+8.2% | $145,897+22.5% |
| Participation rate | 75.0% | 82.0%-7.0pp | 78.6%-3.6pp | 80.3%-5.3pp |
| Annual return | 11.30% | 100.52%-89.2pp | 70.21%-58.9pp | 552.29%-541.0pp |
| Employer contribution / active EE | $2,176 | $5,284-58.8% | $4,348-50.0% | $4,663-53.3% |
| Participant deferral / active EE | $13,767 | $6,964+97.7% | $6,035+128.1% | $6,689+105.8% |
| Admin fee / account holder | $2,476 | $16,659-85.1% | $12,696-80.5% | $13,390-81.5% |